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CC Insurance Solutions Blog Page 6

View the latest blog posts from CC Insurance Solutions.

The clock is counting down to kick-off time for this year’s Super Bowl 50, and you’re in the midst of party planning. But have you added reviewing your insurance coverage to the checklist? Most people probably haven’t, even though there are some risks to be aware of — and... READ MORE >>

The recent lottery frenzy that overtook the entire country was a revealing snapshot of what people really yearn for. Financial stability. No worries about paying monthly bills. Enough income for the rest of their lives. People want guarantees. Yes, people were standing in line for lottery tickets. READ MORE >>

Life insurance is a great way to protect your loved ones financially, but it’s also a major investment. Over a period of years, even a slightly lower premium can yield major savings. The following are some of the biggest factors that insurers consider when pricing out their policies. READ MORE >>

For any life insurance policy, the face value is the death benefit. This is the stated dollar amount that the policy's beneficiaries receive upon the death of the insured. In most cases, the face value is transferred to the beneficiaries tax-free. READ MORE >>

It's time to unveil the newest dishonorees of the Insurance Fraud Hall of Shame; the perpetrators of the year's most brazen, vicious or just plain klutzy insurance misadventures. All of these extreme schemers were convicted or had other legal closure in the last year. READ MORE >>

Every year, we do it on the same day at the same time. The instant the calendar changes from the old year to the new one, we convince ourselves that this year will be different. We’re going to do everything we didn’t do in the past. It’s such a predictable ritual that it’s become part of our DNA. READ MORE >>

It is the holiday season, a time for office parties and charity events. While gatherings can provide opportunities for professionals to mingle casually with their co-workers and clients and can help boost employee morale, they can also prove to be a liability for businesses that serve alcohol. READ MORE >>

If you need money in an emergency, one place to look is your insurance policy. That is, if what you have is permanent life insurance  – available as either “whole life” and “universal life”. READ MORE >>

Life insurance is a popular part of long-term financial planning. But to effectively incorporate this tool into your portfolio, you must understand how and when life insurance payouts are delivered to beneficiaries. This includes understanding how quickly benefits will be paid and designing the policy with the payout option that works best with your estate planning. READ MORE >>

Some insurance companies offer only one type of insurance, while others offer many different types. Insurance buyers often receive a discount if they buy all or many of their insurance policies from the same company. Bundling often presents value to policyholders, but there are times when it does not. READ MORE >>

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