Thursday, February 11, 2021 Like many industries, the world of insurance has its own unique set of vocabulary to describe its products. To help you understand the information included in a life insurance policy, we’ve gathered some basic terminology in this easy-to-reference overview. READ MORE >>
Thursday, January 28, 2021 Most people have specific financial objectives in mind when they buy life insurance. After all, the value of the policy is designed to specifically assist your loved ones in the event of your death. However, as your life changes, so too might your financial concerns. READ MORE >>
Tuesday, December 15, 2020 There are a lot of myths and misunderstandings when it comes to life insurance. For example, life insurance is not a replacement for health insurance or workers compensation and most policies do not pay out to the policyholder. One of the most common misunderstandings, however, is with the cost of life insurance. READ MORE >>
Monday, August 31, 2020 A wide range of life insurance options exist. Those options can become overwhelming. It is best for individuals to have a one-on-one conversation with your agent to determine which form fits their goals best. Take into consideration universal life insurance. How can it work for you? READ MORE >>
Wednesday, August 26, 2020 Life insurance provides a financial payment to a beneficiary when the covered individual dies. In every situation, the covered individual should want to leave funds behind to meet his or her goals when obtaining this policy. However, state law determines if another person can obtain such a policy. READ MORE >>
Friday, March 27, 2020 Life insurance can offer more than just the traditional death benefit. You do not have to die before you can access the benefits. You can access a policy's cash value or have an accelerated (before death) payout. Many retirees still have financial obligations, such as a mortgage or dependent children or parents. READ MORE >>
Friday, January 20, 2017When you're just starting out, life insurance may not be your first concern. But it's worth planning for the unexpected. Half of millennials have life insurance — whether their own policy, one through an employer, or both, according to the LIMRA and Life Happens 2016 Insurance Barometer report. READ MORE >>
Friday, November 25, 2016When you're just starting out, life insurance may not be your first concern. But it's worth planning for the unexpected. Half of millennials have life insurance — whether their own policy, one through an employer, or both, according to the LIMRA and Life Happens 2016 Insurance Barometer report. READ MORE >>
Friday, November 4, 2016According to LIMRA, an international association of life insurance and financial planning companies, 40% of Americans have no life insurance, and half of those who do are underinsured. Of particular concern, one in three parents with children under 18 have no life insurance. Why you may need life insurance. READ MORE >>
Friday, October 28, 2016With Halloween just around the corner, children’s thoughts turn to candy and costumes. Their parents and grandparents should be focusing on more macabre matters — like the life insurance policies they bought (or are thinking of buying) to secure the financial future of these little ghosts and goblins if a key provider dies. READ MORE >>
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