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Home > Blog > When is the Medicare supplement enrollment period
SUNDAY, NOVEMBER 22, 2015

When is the Medicare supplement enrollment period


During your "Open Enrollment” window with Medicare, you can apply for coverage without answering any health questions or having a medical review done.  The Open Enrollment Period (OEP), is six months before your Medicare Part B goes into effect and 6 months after the Medicare B effective date.  (The Medicare Part B effective date is usually the first day of the month in which you turn 65).  During this window, you are guaranteed acceptance; which is called “Guaranteed Issue”.

After your Open Enrollment window has passed, you will need to qualify for a Medicare Supplement by having a medical review done.  You are protected under the Guaranteed Issue right within the Open Enrollment Period.  You should be purchasing a Medicare Supplement plan at that time.

There are gaps in your Original Medicare coverage with both part A (Hospital) benefits and Part B (referred to as copayments, coinsurance and deductibles) that you are responsible for paying. That's where Medicare Supplement Insurance can help. Sometimes called Medigap or MedSup; Medicare Supplement Insurance will fill those gaps that Original Medicare does not cover.  These plans may be purchased through private insurance companies. 
See more...

Click Here for Medicare supplement quotes


Posted 8:03 PM

Tags: medigap, tips, supplement, enrollment, medicare, effective date,
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