Final Expense Insurance

Serving Sacramento, Auburn, Roseville, Rocklin, Placerville and Surrounding Areas in California

What Is Final Expense Insurance?

Losing a loved one can be an overwhelming experience with decisions to be made regarding funeral plans. Final expense insurance covers the funeral costs of the departed, which saves family members from the stress of a large expense.

Final Expense Insurance vs. Life Insurance

Similar to final expense insurance, life insurance also pays the beneficiary upon the death of the insured. However, there are significant differences between these policies.

Life insurance often requires a medical exam and can be denied if an applicant has a preexisting chronic condition. A life policy is purchased for high dollar amounts, often beginning at $10,000, which makes the premiums higher.

There is no medical exam required for final expense insurance. Most applicants are qualified after answering a health questionnaire. The face value of a final expense policy is much smaller than traditional life insurance policies, which results in a lower premium.

What Are The Benefits Of Final Expense Insurance?

Final expense insurance can help your family when they need it most. Here are a few benefits to purchasing a final expense policy:

• It is designed to pay out immediately.
• Rates never increase, and benefits never decrease.
• Most people can easily qualify.
• It is a more affordable alternative to life insurance.

If you are not sure whether final expense insurance is for you, we can answer your questions.

Thank You For Your Interest In Conley & Conley Insurance Solutions

To begin your quote, use one of our quote forms above.

When you would like to talk to one of our insurance professionals, call our office at 888.802.0003.