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Medicare Part C Advantage Plans

Auburn, Roseville, Rocklin, Placer County, Citrus Heights, Marysville, Placerville, Grass Valley and Surrounding Areas in California

Medicare Advantage Quote Forms

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Medicare Advantage Plan

What is a Medicare Advantage Plan / Medicare Part C?

Medicare Advantage Plans (sometimes called Medicare Part C) are health insurance HMO plans or sometimes PPO plans designed to serve as replacements or substitutes for “Original Medicare” Parts A & B Benefits.

Your “Original Medicare” Parts A & B are billed through the federal “Centers for Medicare and Medicaid” (CMS).
Medicare Advantage Plans are offered by commercial insurance companies. The insurance company receives compensation from the federal government for taking on the responsibility of filing and paying claims internally. Therefore they do not file claims through CMS for service providers.

The Benefits

By assigning your Medicare A&B to an Advantage plan you lower the copayments and deductibles of Original Medicare and sometimes add limited dental and vision coverage.

The Drawbacks

Since you will have an HMO or PPO health plan managing your Medicare benefits, they will limit you to the doctors, hospitals and other providers that you are able to see. In some cases, these plans add monthly premiums to your Medicare cost in addition to the premium you are already paying for Medicare’s Part B -- and you will still have copays and deductibles. This type of plan will sometimes have a Part D prescription plan built in and will not allow you to apply for a separate Part D plan.

Call 888-802-0003 or reply to this email to review plans with me and get answers to any questions you may have.

David Conley

david@MedigapBridge.com

http://www.CCInsuranceSolutions.com

 

1 - Source : MANAGED CARE AND THE STATES

 




 
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