Medicare Supplements

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Medicare Advantage

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Final Expense

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Medicare Part C Advantage Plans

Serving Sacramento, Auburn, Roseville, Rocklin, Placerville and Surrounding Areas in California

Medicare Advantage Quote Forms

Looking for coverage? Click the following link to submit a quote for quick, accurate and affordable rates.

Medicare Part C Advantage Plan Information

What Is A Medicare Advantage Plan / Medicare Part C?

Medicare Advantage Plans (sometimes called Medicare Part C) are health insurance HMO plans or sometimes PPO plans designed to serve as replacements or substitutes for "Original Medicare" Parts A & B Benefits.

Your "Original Medicare" Parts A & B are billed through the federal "Centers for Medicare and Medicaid" (CMS).

Medicare Advantage Plans are offered by commercial insurance companies. The insurance company receives compensation from the federal government for taking on the responsibility of filing and paying claims internally. Therefore, they do not file claims through CMS for service providers.

The Benefits

By assigning your Medicare A& B to an Advantage plan, you lower the copayments and deductibles of Original Medicare and sometimes add limited dental and vision coverage.

The Drawbacks

Since you will have an HMO or PPO health plan managing your Medicare benefits, they will limit you to the doctors, hospitals and other providers that you are able to see. In some cases, these plans add monthly premiums to your Medicare cost in addition to the premium you are already paying for Medicare's Part B -- and you will still have copays and deductibles. This type of plan will sometimes have a Part D prescription plan built in and will not allow you to apply for a separate Part D plan.

Thank You For Your Interest In Conley & Conley Insurance Solutions

To begin your quote, use one of our quote forms above.

When you would like to talk to one of our insurance professionals, call our office at 888.802.0003.

1 - Source: MANAGED CARE AND THE STATES

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